If you live in the U.S. and have a High Deductible Health Plan (generally any health plan with a deductible of at least $1,350) then you likely have access to a Health Savings Account (HSA). In this article, I'm going to make it very clear why you should take advantage of an HSA and why … Continue reading How to outsmart Uncle Sam using your HSA
The unintended power of spending less
"A penny saved is a penny earned" is a phrase that we’ve all heard, but I think that this guidance is even more profound than we give it credit for. Some people will debate this by saying you can increase your earnings exponentially, but you can’t spend less than $0. While I agree with that, … Continue reading The unintended power of spending less
Options Trading (Getting Started)
Alright, now that you’ve read Options Trading (Where to Start?) which taught you how to create a watch list, do some research, and identify a few possible opportunities in the market you are ready “jump in” and start trading options. My goal, in this segment, is to help you maximize your return on those trades and help … Continue reading Options Trading (Getting Started)
5 reasons why I joined a startup
In 2017 I graduated with my MBA in Finance and then went to work for a Fortune 50 company as a Senior Financial Analyst. When I would tell people where I worked and what I was doing, many would be impressed. According to conventional wisdom, I had made it. I was working for a market … Continue reading 5 reasons why I joined a startup
Multiply your income using the Cashflow Quadrant
If you want to achieve financial independence, it's essential that you understand the different ways to earn money. I first learned about this concept years ago when I read Robert Kiyosaki's book called The Cash Flow Quadrant. That book helped me to better understand what types of income I needed to pursue if I wanted to be … Continue reading Multiply your income using the Cashflow Quadrant
Are you unconsiously building your own prison?
Not too long ago, I was discussing with my coworkers our company's best perk-- the 8-week maternity/paternity leave. While we were raving about how amazing it is to have an extended time away from work (my two co-workers are mothers and had used this policy) it made me wonder "would the company be okay with … Continue reading Are you unconsiously building your own prison?
How much is a side-hustle really worth?
If you read blogs or listen to podcasts related to personal finance then you will have heard the term "side-hustle" more times than you can count. Many people have the goal of creating side income, but how much is it really worth? Most of the people reading this are likely traditionally employed, trading time for … Continue reading How much is a side-hustle really worth?
How to invest your money
By a show of hands, how many people think that personal finance and investing is complicated? Most people have never been formally taught about personal finance or investing, and that's exactly how Wall Street likes it. Lucky for all of you, it's actually much simpler than you think. There are all types of things you … Continue reading How to invest your money
Mr. Fi Guy 