How many times in your life have you ever thought to yourself, "this isn't a big deal, this [insert purchase] only represents [insert number of hours] of my life." The most common example I can recall is going out to eat. Let's say you want to go all out and get that $50 steak, and … Continue reading What is your true hourly rate
It’s funny how quickly things can change. In early 2015 I was preparing to leave my job at a software startup to get my MBA. My boss was trying to convince me not to leave, he said an MBA wasn’t worth it and it would never pay off. He even offered me a management position … Continue reading When I realized what matters most
How nice would it be if you could have some of the best companies in the world buy you every car you'll own for the rest of your life? Who doesn't love free stuff? I know I do. How did I get one of the fastest growing companies to buy my next car? What I … Continue reading How I got Amazon to buy my next car
For my 9-5 job, I work as a financial analyst for a Fortune 50 company. This company spends billions of dollars each year in order to manufacture high-end technology. My job is to forecast depreciation for the entire company. I'm going to get a little "financy" here for a minute, so hang with me-- I … Continue reading Be careful before you lay the concrete
If you're into personal finance you've probably heard the term "financially independent," but what does that even mean? Financial independence is the ability to live off the income of your own personal resources. Those personal resources could be stocks, bonds, real estates, businesses, annuities, royalties, or any other investments. Being financially independent (abbreviated as FI) … Continue reading What is financial independence?
How often do we hear the words, "I don't have time for that." I hear this excuse all the time from both friends and colleagues. Sure, in some cases it's a valid excuse, but oftentimes it isn't entirely accurate. We all know those people who always claim to be "so busy." Ironically, I've seen some … Continue reading “I don’t have time for that…”
A couple specific events have played a major role in shaping me and setting me on the path to financial independence. The first was meeting and marrying my frugal wife, the second was reading The Richest Man in Babylon. When I first read this book back in 2014, I remember being glued to the pages. … Continue reading Financial lessons from the ancient world
Do you hate budgeting? Do you wonder where all your money went at the end of every month? Follow these 5 simple steps to get your spending under control today.