"A penny saved is a penny earned" is a phrase that we’ve all heard, but I think that this guidance is even more profound than we give it credit for. Some people will debate this by saying you can increase your earnings exponentially, but you can’t spend less than $0. While I agree with that, … Continue reading The unintended power of spending less
Side-hustles are all the rage these days, but it can be easier said than done to find the right hustle for you. This past week I entered into the world of paid dog walking. I started a work from home job a few months ago, which has opened up some possible side-hustles. I signed up … Continue reading How I’m earning $100 per week walking dogs
If you want to achieve financial independence, it's essential that you understand the different ways to earn money. I first learned about this concept years ago when I read Robert Kiyosaki's book called The Cash Flow Quadrant. That book helped me to better understand what types of income I needed to pursue if I wanted to be … Continue reading Multiply your income using the Cashflow Quadrant
Not too long ago, I was discussing with my coworkers our company's best perk-- the 8-week maternity/paternity leave. While we were raving about how amazing it is to have an extended time away from work (my two co-workers are mothers and had used this policy) it made me wonder "would the company be okay with … Continue reading Are you unconsiously building your own prison?
If you read blogs or listen to podcasts related to personal finance then you will have heard the term "side-hustle" more times than you can count. Many people have the goal of creating side income, but how much is it really worth? Most of the people reading this are likely traditionally employed, trading time for … Continue reading How much is a side-hustle really worth?
When my wife and I first got married we decided to go on a cruise for our honeymoon. My wife spent hours doing research on the best way to get to the cruise port at the absolute lowest cost possible. She decided to take the bus from the airport to the cruise port because it … Continue reading Why I don’t have an FI number
It’s funny how quickly things can change. In early 2015 I was preparing to leave my job at a software startup to get my MBA. My boss was trying to convince me not to leave, he said an MBA wasn’t worth it and it would never pay off. He even offered me a management position … Continue reading When I realized what matters most
For my 9-5 job, I work as a financial analyst for a Fortune 50 company. This company spends billions of dollars each year in order to manufacture high-end technology. My job is to forecast depreciation for the entire company. I'm going to get a little "financy" here for a minute, so hang with me-- I … Continue reading Be careful before you lay the concrete