It’s now early/mid December which means we’re in prime “present time.” I know this because I’m trying to buy a gift for my wife, and she is incredibly hard to shop for. The ability to find a gift for her has also gotten harder recently because she’s found a way to get free products from Amazon. That’s a long story, but if there’s interest I can write a full post about that.
Anyways, back to the task at hand, because of her recent luck with Amazon, she’s able to get most things she wants for free, which doesn’t leave a lot of options for me.
It got me thinking about all these things I could do if money was literally not an issue. I started to get frustrated because I don’t want to spend a lot of money on something that she won’t actually like.
At that moment, I realized that this has largely been my life for the past several years. There have been lots of things that I’ve really wanted to buy. Some of those things have faded, others remain top of mind.
A new huge flat screen TV. An awesome tablet. A legit man cave. A Range Rover.
If money was not an concern I’d get all of those things tomorrow. Some people would wonder why I don’t just go out and get at least some of those things today.
The answer is simple, now is not the time.
It’s okay to not get everything you want, whenever you want. You don’t “deserve” anything.
I look back at the last several years and see what I’ve accomplished. When I got married in October 2013 my wife an I had a Net Worth of ~$40K. Now, just over 6 years later in December 2019 out Net Worth has skyrocketed to $890K.
All of those times that I passed on things that I wanted/needed seem so small and meaningless. That’s not to say that I haven’t, and you shouldn’t spend money on things you enjoy, but the clarity I’m having right now is that it’s okay to NOT get those things. It’s okay to have a light Christmas if you have financial goals you’re trying to reach. You won’t look back in 10 years and wish you have bought all the crap you want now… you just won’t.
While I have a lot of things that I’m happy I’ve bought over the past few years, literally NOTHING comes to mind that I regret NOT buying. Probably because I always have that option.
In our consumer society, companies don’t want you to feel that way. Companies want you to feel like it’s now or never, you have the money to afford that Range Rover right now (which technically I do), so if you don’t buy it you are depriving yourself. And this deal we’re offering you will NEVER COME AGAIN, so ACT NOW!
I want you all to say aloud with me now: “It’s okay for my life to suck for a little while”
I also say that largely sarcastically, because I don’t think that my life sucks at all, but some people might attach that descriptor for me. The longer I’ve been on this journey, the more I’ve come to appreciate the journey.
In a recent interview of Joshua Sheets at Radical Personal Finance he talked about the value of accumulating one million dollars is not the million dollars, but rather, it’s the skill you obtain that you can obtain that much wealth. If something was to ever happen to that money, you have the ability to reproduce the money.
Right now, my life may “suck” (said in very large, sarcastic, air quotes), but that’s okay because I’m laying the groundwork for a future that few can replicate.
I invite you to join me on this sucky journey that leads to more happiness and fulfillment than most people can understand.